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Planning tools

Home & car decisions

Buying, building, renovating, or improving a home is rarely one number, and neither is buying a car. Compare cash needs and financing, then plan the costs, dates, and work behind the path you choose.

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8 tools for this part of life.

All planning categories

Home Affordability Calculator

True cost of ownership: payment, taxes, insurance, maintenance, PMI (private mortgage insurance), and equity over time.

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Rent vs Buy Calculator

Long-term cost of buying vs renting and investing the difference. Break-even by hold period.

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Home Purchase & Sale Planner

Plan a home purchase, sale, or refinance around closing day: inspections, appraisal, lender and closing costs, documents, and the move.

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Home Renovation Planner

Budget a remodel by area — kitchen, bath, rooms, exterior, systems — with permits, demolition, and contingency.

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Outdoor Projects Planner

Budget pools, patios, landscaping, fences, decks, outdoor kitchens, sport courts, and sheds — with shared site prep counted once.

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New Home Construction Planner

Budget building a house from the ground up: land, design, permits, per-square-foot build phases, fixtures, and construction-loan draws.

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Car Buy vs Lease Calculator

Compare loan, lease, mileage, equity, and end-of-term costs across the years you expect to keep the car.

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Car Purchase Planner

Plan the all-in cost of buying a car: price, taxes, registration, insurance, financing, and first-month setup — not just the sticker.

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Guides for home & car decisions

Worked examples connected to tools you can open and edit.

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